Bajaj Housing Finance Extends Interest Rate Validity for Festive Home Loans

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Bajaj Housing Finance Limited has extended the validity of its interest rate on festive home loans from 6.65% per annum. The offer is valid for eligible candidates who apply through the official website until February 28.

The eligibility and the conditions of the offer stipulate that the candidates must be employees or professionals (doctors and CAs). Salaried candidates must be employed in a public or private sector company, or in a multinational organization with at least three years of professional experience.

Similarly, doctors with MBBS accreditation or higher must also have at least 3 years of professional experience with an approved healthcare provider or in their own practice to be eligible. CAs must have a valid practicing certificate and 3 years of post-qualification experience to take advantage of this offer.

The company’s festive offer is also open to those with a strong credit profile and a CIBIL score of 800 or higher. According to the statement, the lender also offers interest rates on home loans slightly higher at 6.65% for those with a CIBIL score between 750 and 799.

Note that the offer is only applicable on home loan applications made through the official Bajaj Housing Finance website. Only applications completed by February 28 and loans disbursed by March 31 are eligible.

Additionally, those looking for a new home loan, as well as those looking to transfer their existing home loan to another lender, are eligible for the offer.

The main strengths of the company home loan are that applicants can get a large loan sanction 5 crore or more depending on eligibility. When the home loan balance transfer facility to the lender is chosen, an additional loan of a value 1 crore or more, basic eligibility, is available, depending on the company.

Bajaj Housing Finance had announced on December 29 a festive agreement offering customers, who have high credit ratings, home loans starting at 6.65%.

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