While commercial loan interest rates have fallen, personal loan interest rates have increased

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While commercial loan interest rates have fallen, personal loan interest rates have increased

The interest rate for TL-based commercial loans, on the other hand, decreased by 29 basis points from the previous week and became 20.66%. While the interest rate charged by banks for deposits in TL decreased by 08 basis points to 44% during the week of April 15, 51 compared to the previous week, the interest rate on deposits in dollars fell by 10 basis points to 0.99% and the euro the interest rate on deposits rose by 1 basis point to 0.49%.

The interest rate for TL-based commercial loans, on the other hand, decreased by 29 basis points from the previous week and became 20.66%. TL-based home loan rates rose 13 basis points to 18.09%; car loan rates rose 22 basis points to 25.17% and consumer loan rates fell 13 basis points to 27.91%.

While the interest rate on commercial loans denominated in dollars fell by 209 basis points to 4.97% during the same week, the interest rate on commercial loans denominated in euros fell by 49 basis points. basis to reach 3.48%.

While the deposit spread applied to commercial loans was 5.15% for TL, it was 3.98% and 2.99% for USD and Euro, respectively. The margin on TL commercial loan deposits continues to be above the margin applied to Euro loans.

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Source: MDB

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